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We offer a complimentary, no obligation meeting to find out more about your needs, describe our services and see if our firm is right for you.

Our Commitment to You

At Ruggieri Financial Group, our goal is to help you gain a better understanding of the concepts behind insurance, investing, retirement, estate planning and wealth preservation.

First and foremost, we hope you see the value of working with skilled and experienced professionals to pursue your unique financial goals. There is much more to wealth accumulation than simply buying what looks good, what you’ve heard is trending or what is being sold. Our philosophy starts with you, our client.

Starting on a foundation of mutual respect and understanding, we are dedicated to listening to your goals and educating you on the various options available to you, and as a boutique firm, we can customize your portfolio to meet your own unique objectives. Our philosophy as a firm is led by three distinct, parallel pillars.

Experience & Skill

We offer comprehensive advice from a team of highly qualified professionals to address your needs. We work with key local affiliates like attorneys, tax experts, real estate agents, funeral planners, nursing home facilities and assisted living placement specialists who understand our clients’ each and every need. Our primary goal is to build each client a personal fortress with rock-solid growth, lower taxation and flexibility for life’s unexpected changes.

Independence & Objectivity

As an independent financial planning firm, we represent our clients and their interests rather than any specific company. While some financial institutions recommend investment products that are manufactured by the parent of subsidiary business entities, we have no such ties or obligations. Our independence is vital to delivering objective, unbiased recommendations, which we believe results in more personal solutions for each client.

Standing Commitment

Our clients are not just clients; they are our friends and neighbors. We are deeply committed to not just the financial aspect of our job but also the personal aspect. That means caring for each of their needs as loved ones would and always acting with their goals and best interests in mind. We want to see you achieve your greatest desires just as badly as you do, and we’ll stop at nothing to help you bring your dreams to life and secure your ideal financial future and lifestyle.

Our Process

At Ruggieri Financial Group, we adhere to a strict process that helps us construct financial plans that match the unique goals of all of our clients. Beginning with a research and discovery phase, we learn your objectives and desires, then we enact and maintain a plan that can help you achieve your ideal lifestyle. Learn more about each phase of our process below.

Phase No. I

01. Discovery

We begin this stage in our initial meeting during which we get to know one another. We focus on what your specific needs are and what you want your investment capital to do for you.

Phase No. II

02. Strategy

The primary objective of this stage is to develop an effective, long-term investment strategy that is custom-tailored to the unique needs of each client. We then develop a comprehensive plan that outlines the strategy we recommend for long-term success.

Phase No. III

03. Implementation

The primary objective of this phase is to successfully implement your investment strategy. By means of constant and clear communication from our highly skilled staff, we strive to make this process as quick and easy for you as it possibly can be.

Phase No. IV

04. Monitoring and Adjusting

We monitor our clients’ accounts on a regular basis to ensure they are still performing in a way that meets their intentions. When we discover that a client’s circumstances have changed, or that shifting global markets necesssitate a different investing approach, we are quick to make adjustments.

Our Services

Our services menu was crafted with you in mind. We have decades of experience in this industry and know the type of help you might be looking for, so we aim to be a complete financial services firm that can help in nearly any capacity that may be required by our valued clients. Learn all the ways we can help you reach your financial goals below.















Featured Videos

We believe in communication and education, and video is one of the most powerful tools we have available at our fingertips. To learn more about Ruggieri Financial Group, watch our videos below!

Meet Tony Ruggieri 2:24

Learn More About the Co-Founder of Ruggieri Financial Group.

Tony Ruggieri Discusses Market Volatility 2:24

Can your portfolio handle a volatile market?

Tony Ruggieri on Running Out of Money in Retirement 2:25

Do you have enough money for retirement?


Ruggieri Financial Group leads with education, looking to provide the latest resources to our clients to help them understand how the financial system works, some of the strategies we employ, and how we address specific needs and goals. View our resource center below to learn how you can take control of your financial life and start working toward your unique objectives.

Blog, News & Information

Ruggieri Financial Group opens the educational process with information. We focus on instilling confidence in your financial decision-making skills, and we hope to become a resource that you can visit over and over again as you chase your retirement hopes and dreams. With the latest tips, tricks and news in the financial world, our blog can help you stay updated and educated on strategies we use in the planning process. Read each of our posts below to learn more!

Financial Planning

What To Do with Inherited Money

Whether planned or unplanned, many are unsure of how to proceed after inheriting money. Here…
Retirement Planning

7 Ways SECURE Act 2.0 Could Affect Your Retirement

SECURE Act 2.0 was signed into law at the end of 2022. Here are a…
Tax Planning

7 Strategies to Reduce Taxes

No matter which phase of life you’re in, you might be looking for ways to…

Frequently Asked

From working with our clients so closely and for such lengthy periods of time, we’re prepared to field the most common questions. We also aim to be a resource for questions we receive most often, helping you arrive at our meeting fully prepared and with a complete understanding of our agenda and what we plan to address. See our answers to frequently asked questions below and be sure to call us or book an appointment today if you’re looking for further assistance.

What do I do with my 401(k)?

You’ve built up your 401(k) with your employer, but it’s time to leave or retire. What you decide to do with your nest egg is one of the most important decisions for your financial future. Don’t risk losing as much as 40% of your retirement fund to taxes. We can help you evaluate different options to see which best serves your unique goals, as the answer to what you should do with withdrawn funds is different for everyone. Book a meeting with us today to discuss custom strategies for your unique situation.

Will my IRA be enough?

While it’s ideal to have a few sources of income fueling your retirement, for many, their IRA is their sole source of savings. So, the big question is always, “Will it be enough?” We can review your financial resources with you, investigate other potential income sources and let you know exactly what you will need to live the retirement you’ve always imagined.

I’ve been laid off from my job. What do I do now?

Being laid off from a job is a stressful event. Your world is turned upside down, and you worry how you will survive without that steady paycheck. If you received an exit package, you have important decisions to make. Do you have a 401(k) you need to move? While it’s easy to dwell on your job loss, it’s best to focus your energy on your future. We can help you establish a new direction depending on your goals and experience.

How will I plug a pension gap?

Company pension plans, once counted on to fund a worker’s retirement lifestyle, are dwindling to record-low levels. If you are lucky enough to work for a company that offers one, we congratulate you. But we also know there may be a gap between the income that pension provides and what you will need in retirement. We can help you close that gap with a plan to generate additional income in retirement.

How big is my retirement shortfall?

The earlier you start, the more successful you will be in recognizing a downfall and building a plan to remedy it. But how do you know if you will have one…and how deep that shortfall might be? We use advanced software to tell us exactly where you stand, both now and in the future. Then we let you tell us how you plan to speed up your retirement.

Will my money last as long as I do?

Medical advances mean we are all living longer. Did you know that if a couple reaches age 65, it’s likely at least one of them will live into their 90s? Do you have a plan to make your money last as long as you do? We can help you find strategies that can allow you protect your wealth and your savings to fight longevity risk and make your money last for the rest of your life.

How will inflation impact my retirement?

This may be one of the most important questions you will ask, because what good is a plan if all it provides is a benefit in today’s dollars, not in future dollars when everything is likely to cost more? Because we have access to a wide range of products and are independent in our recommendations, we introduce you to strategies that can help your income fight the effects of inflation.

How will taxes affect my income and cash flow?

One of the most difficult things for people thinking about retiring is changing their mindset from an accumulation phase to a distribution phase. As you plan for or enter retirement, your focus should be on allocating assets to emphasize safe and secure streams of income and developing strategies to minimize any potential tax impact so you can keep as much of the wealth you’ve built as possible. While we can’t eliminate your tax obligation entirely, we may be able to help you trim your bill and help you keep more of your hard-earned money.

Contact Us

We look forward to helping you achieve your financial goals. Simply fill out this form and let us know how we might be of assistance, and we will contact you to book a meeting and discuss solutions specifically geared toward your goals.


Connect with Us

Ph: (623) 738-3756