Inma Ruggieri is our director of marketing and a co-founder of Ruggieri Financial Group. After opening the firm with her husband Tony in 2012, she has worked tirelessly to grow it as a business owner and figurehead at our company. Now, on a daily basis, she works extremely closely with Tony and our clients, helping us grow and reach both prospects and current partners with the intention of helping them achieve their financial goals and dreams.
She was truly instrumental in the founding of Ruggieri Financial Group, offering ideas and a creative edge that has gone unmatched in importance. She also offered a clear vision as far as what the firm could and should be, focusing on giving the power of financial decision making to our clients and instilling confidence that allows them to push toward their unique objectives. “Confidence is so key when it comes to designing and sticking to a financial plan,” Inma says. “It’s not our job to make decisions on behalf of our clients. It’s our job to provide them with the education and tools they need to make the decisions they feel most comfortable with.”
Prior to entering the financial services industry Inma was a professional photographer. Her eye for beauty led her to take photos of landscapes, architecture and animals. It’s her favorite art form and creative outlet, and she retains her eye for the perfect shot to this day and still loves to analyze visual composition and photography principles. While she loved working closely with clients as a photographer, she was looking to land in a profession that allowed her to develop relationships with those she grew close with over the long term, leading her into the financial services industry.
In our office, Inma is the first friendly face and voice our clients and prospects are greeted by when they walk in for an appointment or call us on the telephone. In addition to her role in client outreach, relationship development and marketing, she also works with clients to service their contracts. This can include preparing necessary documents, making changes in beneficiaries, making address changes, or any other administrative or technical duties that can come with the services we provide at Ruggieri Financial Group.
“Our clients who work with us know that this isn’t a surface-level relationship” Inma says. “Your money is personal, and so are your goals. That means that our service is personal, as we’re working to unlock your potential to achieve your objectives and dreams. That’s why we believe in basic relationship principles like effective communication, transparency, efficiency, speedy service and other aspects that let you know that you’re getting the greatest level of care and that we care just as much about your dreams as you do.”
At Ruggieri Financial Group, we adhere to a strict process that helps us construct financial plans that match the unique goals of all of our clients. Beginning with a research and discovery phase, we learn your objectives and desires, then we enact and maintain a plan that can help you achieve your ideal lifestyle. Learn more about each phase of our process below.
Phase No. I
We begin this stage during our initial meeting during which we get to know one another. We focus on what your specific needs are and what you want your investment capital to do for you.
Phase No. II
The primary objective of this stage is to develop an effective, long-term investment strategy that is custom-tailored to the unique needs of each client. We then develop a comprehensive plan that outlines the strategy we recommend for long-term success.
Phase No. III
The primary objective of this phase is to successfully implement your investment strategy. By means of constant and clear communication from our highly skilled staff, we strive to make this process as quick and easy for you as it possibly can be.
Phase No. IV
04. Monitoring and Adjusting
We monitor our clients’ accounts on a regular basis to ensure they are still performing in a way that meets their intentions. When we discover that a client’s circumstances have changed, or that shifting global markets necesssitate a different investing approach, we are quick to make adjustments.
Meet Our Team
With a passion for teaching and extensive experience in financial services, the Ruggieri Financial Group team believes every individual deserves access to the best companies and products available. The only way to achieve that is to work with a financial firm that has unrestricted access when it comes to financial solutions. This belief is what led to the establishment of Ruggieri Financial Group as an independent investment advisory firm, and we still maintain that philosophy to this day.
Tony Ruggieri is our owner, president and co-founder at Ruggieri Financial Group. He started the firm in 2012 and strives each and every day to represent our firm’s and his own last name with pride. On a day-to-day basis, you will probably find Tony meeting with our valued clients, most of whom are heads of households and small business professionals.
Inma Ruggieri is our director of marketing and a co-founder of Ruggieri Financial Group. After opening the firm with her husband Tony in 2012, she has worked tirelessly to grow it as a business owner and figurehead at our company. She works extremely closely with Tony and our clients, helping us grow and help clients achieve their financial goals and dreams.
From working with our clients so closely and for such lengthy periods of time, we’re prepared to field the most common questions. We also aim to be a resource for questions we receive most often, helping you arrive at our meeting fully prepared and with a complete understanding of our agenda and what we plan to address. See our answers to frequently asked questions below and be sure to call us or book an appointment today if you’re looking for further assistance.
You’ve built up your 401(k) with your employer, but it’s time to leave or retire. What you decide to do with your nest egg is one of the most important decisions for your financial future. Don’t risk losing as much as 40% of your retirement fund to taxes. We can help you evaluate different options to see which best serves your unique goals, and the answer to what you should do with withdrawn funds is different for everyone. Book a meeting with us today to discuss custom strategies for your unique situation.
While it’s ideal to have a few sources of income fueling your retirement, for many their IRA is their sole source of savings. So, the big question is always, “Will it be enough?” We can review your financial resources with you, investigate other potential income sources and let you know exactly what you will need to live the retirement you’ve always imagined.
Being laid off from a job is a stressful event. Your world is turned upside down, and you worry how you will survive without that steady paycheck. If you received an exit package, you have important decisions to make. Do you have a 401(k) you need to move? While it’s easy to dwell on your job loss, it’s best to focus your energy on your future. We can help you establish a new direction depending on your goals and experience.
Company pension plans, once counted on to fund a worker’s retirement lifestyle, are dwindling to record-low levels. If you are lucky enough to work for a company that offers one, we congratulate you. But we also know there may be a gap between the income that pension provides and what you will need in retirement. We can help you close that gap with a plan to generate additional income in retirement.
The earlier you start, the more successful you will be in recognizing a downfall and building a plan to remedy it. But how do you know if you will have one…and how deep that shortfall might be? We use advanced software to tell us exactly where you stand, both now and in the future. Then we let you tell us how you plan to speed up your retirement.
Medical advances mean we are all living longer. Did you know that if a couple reaches age 65, it’s likely at least one of them will live into their 90s? Do you have a plan to make your money last as long as you do? We can help you find strategies that can allow you protect your wealth and your savings to fight longevity risk and make your money last for the rest of your life.
This may be one of the most important questions you will ask, because what good is a plan if all it provides is a benefit in today’s dollars, not in future dollars when everything is likely to cost more. Because we have access to a wide range of products, and are independent in our recommendations, we introduce you to strategies that can help your income fight the effects of inflation.
One of the most difficult things for people thinking about retiring is changing their mindset from an accumulation phase to a distribution phase. As you plan for or enter retirement, your focus should be on allocating assets to emphasize safe and secure streams of income and developing strategies to minimize any potential tax impact so you can keep as much of the wealth you’ve built as possible. While we can’t eliminate your tax obligation entirely, we may be able to help you trim your bill and help you keep more of your hard-earned money.
We look forward to helping you achieve your financial goals. Simply fill out this form and let us know how we might be of assistance, and we will contact you to book a meeting and discuss solutions specifically geared toward your goals.